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Welcome to
People's Alliance Federal Credit Union
Mobile Banking

Brooklyn (Hanson Place)

View MapPhone: (718) 643-4506
67 Hanson Place
Brooklyn, NY 11217

Monday: Closed
Tuesday: 8:30 a.m. - 4:00 p.m.
Wednesday: 9:30 a.m. - 5:00 p.m.
Thursday: 9:30 a.m. - 7:00 p.m.
Friday: 9:30 a.m. - 5:00 p.m.
Saturday: 9:30 a.m. - 3:00 p.m.

Brooklyn (Atlantic Ave)

View MapPhone: (718) 797-2988
69 Atlantic Ave
Brooklyn, NY 11201

Monday - Wednesday: 8:30 a.m. - 4:00 p.m.
Thursday: 10:30 a.m. - 6:00 p.m.
Friday: 8:30 a.m. - 4:00 p.m.

ATM Available 24 Hours a Day

Hauppauge

View MapPhone: (631) 434-3500
125 Wireless Blvd.
Hauppauge, NY 11788

Monday - Wednesday: 8:30 a.m. - 4:00 p.m.
Thursday - Friday: 8:30 a.m. - 6:00 p.m. *
Saturday: 8:30 a.m. - 2:00 p.m. **

Drive-Up:
Monday - Wednesday: 8:00 a.m. - 3:30 p.m.
Thursday - Friday: 8:00 a.m. - 5:30 p.m.
Saturday: 8:30 a.m. - 1:30 p.m.

ATM Available 24 Hours a Day

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Jamaica (JFK Airport)

View MapPhone: (718) 656-1774
Building 14 West Wing
Room 4A
Jamaica, NY 11430

Monday - Thursday: 8:30 a.m. - 4:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.*
Saturday: 8:30 a.m. - 2:00 p.m.**

ATM Available 24 Hours a Day on the 1st Floor

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Jamaica (The Greater Allen Cathedral of New York)

View MapPhone: (718) 206-4600 x3037
110-31 Merrick Blvd.
Jamaica, NY 11433

Monday: Closed
Tuesday: 8:30 a.m. - 4:00 p.m.
Wednesday: 8:30 a.m. - 4:00 p.m.
Thursday: 8:30 a.m. - 5:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.
Saturday: Closed
Sunday: 9:00 a.m. - 1:30 p.m.

Miami

View MapPhone: (888) 268-2768
5757 Blue Lagoon Drive
Suite 100
Miami, FL 33126

Monday - Tuesday: 8:30 a.m. - 4:00 p.m.
Wednesday: Closed
Thursday: 8:30 a.m - 4:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.*
Saturday: 8:30 a.m. - 2:00 p.m.**

ATM Available 24 Hours a Day

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Ronkonkoma

View MapPhone: (631) 580-3702
3125 Veterans Memorial Hwy.
Ronkonkoma, NY 11779

Monday - Thursday: 8:30 a.m. - 4:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.
Saturday: 8:30 a.m. - 2:00 p.m.**

ATM Available 24 Hours a Day

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Westbury

View MapPhone: (516) 832-8100
1600 Stewart Ave.
Suite #101
Westbury, NY 11590

Monday - Thursday: 8:30 a.m. - 4:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.*
Saturday: 8:30 a.m. - 2:00 p.m.**

ATM Available 24 Hours a Day

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Yonkers

View MapPhone: (914) 963-1370
132 Tuckahoe Road
Yonkers, NY 10710

Monday - Thursday: 8:30 a.m. - 4:00 p.m.
Friday: 8:30 a.m. - 6:00 p.m.*

ATM Available 24 Hours a Day

*Walk-in business after 4:00 p.m.
**Walk-in business only.

Dividend Rates

Share AccountMinimum Balance*Annual Percentage YieldRate
Prime Share Account$50.00*0.15%0.15%
Checking Plus$1,000.00*0.05%0.05%
Escrow Accounts$50.00*0.05%0.05%
Golden Checkingnone0.05%0.05%
IRA$50.00*0.22%0.22%

*To obtain the disclosed annual percentage yield, a minimum balance must be maintained in each type of account.
The Board of Directors has announced a declaration of these dividends to be paid on individual member's eligible balances for the quarter ending December 31, 2019.
All rates and terms offered are effective December 31, 2019 and are subject to change without notice.

Money Market Rates

The following are the Money Market Rates for the period ending 12/31/19.

TermAnnual PercentageRate
2,500 to 24,9990.30%0.30%
25,000 to 49,9990.35%0.35%
50,000 to 99,9990.55%0.55%
100,000 & $249,9990.70%0.70%

All rates and terms offered are subject to change without notice.

Share Certificate Rates

The following are the Share Certificate Rates as of 1/18/2020.

TermAnnual PercentageRate
3 Months0.68%0.68%
6 Months1.12%1.11%
9 Months1.27%1.26%
1 Year1.40%1.39%
2 Year1.95%1.93%
5 Year2.21%2.19%
Building 1 Year1.40%1.39%
Education 1 Year1.40%1.39%
18 Month Bump Up1.67%1.66%
12 Month Youth1.65%1.64%

All rates and terms offered are subject to change without notice. A penalty will be assessed for premature withdrawal from share certificates.

Mortgage Rates

The following are the Mortgage Rates Effective 12/31/2019

30 year rate30 year points15 year rate15 year points
3.375%1.0002.625%1.000

Add .50% to above loans for jumbo mortgage ($484,350 and higher).

Loan Rates

LoanTermAPR*
Signature (Unsecured)/Debt Consolidation1-3 years
4-5 years
As low as 9.99%*
As low as 10.99%*
New Vehicle1-5 years
6 years (over $15,000)
7 years (over $25,000)***
As low as 2.99%*
As low as 3.33%*
As low as 3.99%*
Used Vehicle1-5 years
6 years (over $15,000)
7 years (over $25,000)***
As low as 3.24%*
As low as 3.49%*
As low as 4.29%*
Aircraft, Travel Trailer and Rec. Vehicle1-6 years
7-12 years (over $20,000)
As low as 7.49%*
As low as 8.49%*
Boat1-6 years
7-12 years (min of $25,000)
13-15 years (min of $25,000)
16-20 years (min of $25,000)
As low as 4.49%*
As low as 6.34%*
As low as 6.64%*
As low as 6.99%*
PAFCU Home Secured
1-5 years
2% Preferred APR* 7.90%
1% Preferred APR** 8.90%
Non Preferred APR 9.90%
6-15 years (over $7,500)
2% Preferred APR* 8.90%
1% Preferred APR** 9.90%
Non Preferred APR 10.90%
Overdraft Protectionopen13.5%
Home Equity Line of Credit6.375% variable
Mini Home Equity Loan5.375% variable

*The above annual percentage rates (APR) are the lowest rates offered to applicants with direct deposit of net pay and a checking account. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. All loan requests and rates are subject to credit approval. Does not apply to member with existing equity loans.
**Must meet IRS requirements for a home mortgage interest deduction. If we are first mortgage, first position lien.
***Current and previous year models.
All loan rates and terms offered are effective December 31, 2019 and are subject to change without notice.
Additional terms and conditions may apply.

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